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Renovate confidently

When you’re investing in your home, you want to know the important stuff is covered. That’s why Beams includes robust protections at every stage of your renovation - so you can move forward with confidence.

Protection you can count on

1

You’re always in control of your money

We split payments into clear milestones and only release funds once you’ve signed off on the work.

  • No upfront payments to the builder
  • Funds held securely by Beams
  • You approve each stage before payment is made

This protects your investment and keeps things fair for everyone.


2

Your deposit is protected

If your builder can’t finish the job, your upfront payment is safe. We’ll help you find another vetted builder and make sure the project gets back on track - without extra cost to you.


3

Every builder fully insured

All builders in the Beams network are required to carry comprehensive, up-to-date insurance. We check this regularly and make sure it covers:

  • Public liability insurance – covers damage or injury
  • Employer’s liability insurance – protects anyone working on site

4

Secure payments

We manage the flow of funds so you’re protected from fraud, hidden extras, or surprise invoices. Payments are only released for verified work — and never without your approval.


5

12-month workmanship warranty

Every Beams project comes with a 12-month workmanship warranty. If anything’s not right once the work is done, your builder will return to fix it - and we’ll be on hand to support if needed.


6

If something feels off, we step in

If things aren’t clicking with your builder before work begins, we’ll introduce someone new.
If anything feels off during the build, we’ll step in early to help resolve it - before it becomes a bigger issue.

Built to protect you

From secure payments to site insurance to warranties, our protections are designed to give you clarity, confidence and control.

Because your home matters. And we’re here to help you protect it.

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Frequently asked questions