What to expect
Here's how the process works:
Let your Beams planner know you’re interested in finance
They’ll send you a secure link to Phoenix’s finance application.
Complete a short application online
Phoenix will carry out an initial eligibility check using the information you provide.
See available loan offers instantly
If you’re eligible, loan offers will come from one or more lenders on Phoenix’s panel.
Choose whether to go ahead
If you’re approved and accept a loan offer, the funds will be deposited directly into your bank account - this typically takes 24-48 hours.
Pay Beams according to your agreed project payment schedule
Beams is not involved in your finance application or decision. We won’t receive any of your loan funds directly.
Who is Phoenix?
Phoenix Financial Consultants Limited is authorised and regulated by the Financial Conduct Authority and acts as a credit broker, not a lender, introducing loans to homeowners from a panel of lenders. As an Introducer Appointed Representative (IAR) of Phoenix, Beams can introduce homeowners to Pheonix as part of the renovation process.
We chose to partner with Phoenix because they work with a large panel of lenders, giving customers more choice and access to a wide range of finance products. They’ve supported homeowners for over 15 years, with a particular focus on financing renovations and home improvement projects.
If you’re interested in finance, we’ll introduce you to Phoenix by sharing a secure link to their application form. From there, your relationship is directly with Phoenix and your chosen lender. Any finance agreement is entirely separate from your agreement with Beams.